Adequate Health Insurance?

Adequate Health Insurance for 600 and 870 visa in Australia, 8501 visa condition

Adequate health insurance for a 600 visa holder in Australia must meet the following requirements:

• Annual benefit: The per-person, per-year benefit must be at least AUD1,000,000
• Hospital cover: Covers the cost of public hospital treatment
• Ambulance cover: Covers emergency transport to the hospital
• Medication cover: Covers the cost of medications under the Pharmaceutical Benefits Scheme (PBS)
• Treatment cover: Covers all treatments listed under the Medicare Benefits Schedule (MBS)
• Surgically implanted prostheses: Covers the cost of surgically implanted prostheses

The Australian Department of Home Affairs (DoHA) recommends that 600 visa holders have health insurance for their entire stay in Australia. This is because some 600 visas, such as those in the Tourist Stream, are subject to Condition 8501, which requires visa holders to have adequate health insurance.

When choosing health insurance, you should consider any waiting periods and age restrictions that may apply. You should also check the terms of your visa to ensure you select the appropriate cover for your circumstances.