Allianz Care 600 Visitor Visa Health Insurance. Last Updated: 02 July 2026

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If you are travelling to Australia on a Visitor Visa (Subclass 600), choosing suitable health insurance is an important part of planning your stay. Comparing policies before purchasing can help you find cover that suits both your healthcare needs and your budget.

Allianz Care Australia offers Overseas Visitor Health Cover (OVHC) specifically designed for eligible temporary visitors. Their policies help protect you against unexpected medical expenses while you are in Australia and may assist you in meeting Condition 8501 health insurance requirements where applicable.

At 600 Visa Insurance, you can compare 600 Visitor Visa Health Insurance from leading providers, including Allianz Care and Bupa, to help you choose a policy that suits your visa requirements, healthcare needs and budget.

What is Overseas Visitor Health Cover (OVHC)?

Overseas Visitor Health Cover (OVHC) is private health insurance designed for temporary visitors staying in Australia.

If you are not eligible for Medicare, medical treatment in Australia can be expensive. OVHC helps reduce your financial risk by providing cover for eligible medical treatment during your stay.

Depending on the level of cover you choose, Allianz Care Visitor Health Cover may include:

• Hospital treatment
• Emergency ambulance services
• General Practitioner (GP) consultations
• Specialist consultations
• Radiology and pathology services
• Prescription medicines
• Medical repatriation (where included)

Many temporary visa holders are required to maintain adequate health insurance while living in Australia. If your visa includes Condition 8501, your health insurance should remain active for your entire stay.

Although this page focuses on Visitor Visa (Subclass 600) holders, Allianz Care OVHC may also be suitable for certain other temporary visa holders where appropriate.

Why Choose Allianz Care 600 Visitor Visa Health Insurance?

Allianz Care Australia is one of Australia's leading providers of Overseas Visitor Health Cover and forms part of the global Allianz Group, which supports millions of customers worldwide.

Many overseas visitors choose Allianz Care because it offers:

• Flexible Visitor Health Cover options
• Hospital and outpatient cover options
• Emergency ambulance benefits
• Convenient online claims
• 24-hour emergency assistance
• Telehealth consultations through Doctors on Demand
• Instant policy certificates after purchase

Whether you are visiting family, travelling for tourism or staying in Australia on a temporary visa, Allianz Care provides policies designed to suit different visitor needs.

Who Can Be Covered Under an Allianz Care OVHC Policy?

If you are not eligible for Medicare, medical treatment in Australia can be expensive. Allianz Care Australia provides flexible policy options to suit individuals, couples and families visiting Australia.

Depending on the policy selected, cover may be available for the following:

Single Policy

Suitable for one person travelling or staying in Australia.

Dual Family Policy

Suitable for:

• Primary visa holder
• One adult spouse or de facto partner

or

• One or more dependent children under 18 years of age.

Multi-Family Policy

Suitable for:

• Primary visa holder
• One adult spouse or de facto partner
• One or more dependent children under 18 years of age.

Choosing the correct policy type helps ensure every eligible family member is covered throughout their stay in Australia.

Key Features of Allianz Care Overseas Visitor Health Cover

Allianz Care offers several features designed to make accessing healthcare easier while you are living or travelling in Australia.

24/7 Emergency Assistance

With Allianz Care Visitor Health Cover, emergency assistance is available 24 hours a day.

Whether you require urgent medical support or assistance locating healthcare services, help is only a phone call away.

Doctors on Demand

Eligible policy holders can access Australian-registered doctors through the Doctors on Demand telehealth service.

This allows convenient medical consultations without needing to visit a medical clinic in person. Availability depends on your level of cover.

Find a Doctor Online

Allianz Care provides an online doctor finder that helps members locate healthcare providers who may directly bill Allianz Care.

This makes it easier to find participating doctors and medical clinics throughout Australia.

Instant Policy Certificate

After purchasing Allianz Care Visitor Health Cover, your policy certificate is generally issued immediately.

This certificate can be used as evidence of health insurance when required for your visa application or during your stay in Australia.

Allianz Care Visitor Health Cover Options

Allianz Care Australia offers different levels of Overseas Visitor Health Cover (OVHC) to suit the needs of temporary visitors to Australia. Choosing the right policy depends on your healthcare requirements, budget and visa conditions.

The two most popular Allianz Care Visitor Health Cover options for Visitor Visa (Subclass 600) holders are outlined below.

Allianz Hospital Care Visitors

Allianz Hospital Care Visitors (previously known as Budget Visitors Cover) is designed for visitors looking for essential hospital protection at an affordable price.

This policy generally includes:

• Hospital treatment in participating public and private hospitals
• Emergency ambulance services
• Surgically implanted prostheses (where applicable)
• Accommodation and theatre fees for eligible hospital admissions

Hospital Care Visitors may be suitable for visitors who primarily want protection against unexpected hospital expenses while maintaining adequate health insurance where required.

Allianz Classic Care Visitors

Allianz Classic Care Visitors (previously known as Standard Visitors Cover) provides broader protection for visitors who want both hospital and outpatient medical cover.

Depending on the policy terms, Classic Care Visitors generally includes:

• Hospital treatment
• Emergency ambulance services
• General Practitioner (GP) consultations
• Specialist consultations
• Pathology and radiology services
• Prescription medicines

Classic Care Visitors may be suitable for visitors who expect to access medical services outside hospital during their stay in Australia.

Emergency Ambulance Cover

Emergency ambulance transport in Australia can be expensive.

Allianz Care includes emergency ambulance benefits for eligible services when medically necessary. This provides peace of mind should an unexpected medical emergency occur during your visit.

Always refer to the Product Disclosure Statement (PDS) for complete terms, conditions and exclusions.

Waiting Periods

Certain medical services may be subject to waiting periods before benefits become payable.

The standard waiting periods generally include:

• Inpatient psychiatric, rehabilitation and palliative care: 2 months
• Pre-existing medical conditions: 12 months
• Pregnancy-related services: 12 months

Waiting periods vary depending on the policy and circumstances.

Before purchasing your policy, it is important to understand how waiting periods may affect your cover.

How to Make an Allianz Care OVHC Claim

Making a claim with Allianz Care Australia is straightforward.

Members can generally submit claims online through the Allianz Care Member Portal.

Before lodging a claim, ensure you have:

• Your membership details
• Medical invoices or receipts
• Supporting medical documents where required

If you require assistance, Allianz Care Australia can also be contacted directly using the contact details provided on your policy documents.

Policy Start and End Dates

Your Allianz Care Visitor Health Cover should remain active for the entire period you are required to maintain health insurance in Australia.

For most Visitor Visa holders, this means your policy should:

• Start on or before your arrival date in Australia.
• Continue for the full duration of your stay.
• Remain active while Condition 8501 applies.

Maintaining continuous health insurance helps ensure ongoing protection against unexpected medical expenses.

Why Choose 600 Visa Insurance?

At 600 Visa Insurance, we help overseas visitors compare suitable health insurance policies from leading Australian providers.

Whether you are travelling for tourism, visiting family or staying in Australia for an extended period, our goal is to make choosing visitor health insurance simple and straightforward.

Compare Leading Providers

Quickly compare Allianz Care and Bupa Visitor Health Insurance policies in one place.

Multilingual Support

We provide assistance in multiple languages to help overseas visitors understand their health insurance options with confidence.

Clear Guidance

We explain policy benefits, waiting periods, excess options and important conditions so you can make an informed decision.

Excellent Customer Service

Our team is committed to providing friendly assistance before and after you purchase your policy.

Allianz Care Product Disclosure Statement (PDS)

The Allianz Care Product Disclosure Statement (PDS) contains detailed information about:

• policy benefits
• exclusions
• waiting periods
• claim procedures
• member responsibilities

We recommend reading the latest PDS before purchasing your policy.

GET ALLIANZ PDS

Compare Allianz and Bupa Visitor Health Insurance

Choosing the right Visitor Health Cover depends on your individual circumstances.

Rather than focusing only on price, compare:

• Hospital cover
• GP benefits
• Specialist consultations
• Waiting periods
• Excess options
• Prescription medicines
• Emergency ambulance benefits

At 600 Visa Insurance, you can compare 600 Visitor Visa Health Insurance from Allianz Care and Bupa side by side before choosing the most suitable policy.

Frequently Asked Questions

Is Allianz Care suitable for Visitor Visa (Subclass 600) holders?

If your visa requires adequate health insurance, Allianz Care offers policies that may assist you in meeting Condition 8501, subject to the policy terms and your visa requirements.

Yes. Allianz Care offers Overseas Visitor Health Cover (OVHC) designed for eligible temporary visitors, including many Visitor Visa (Subclass 600) holders. Always check your visa conditions before purchasing.

Does Allianz Care help meet Condition 8501?

If your visa requires adequate health insurance, Allianz Care offers policies that may assist you in meeting Condition 8501, subject to the policy terms and your visa requirements.

What is the difference between Hospital Care Visitors and Classic Care Visitors?

Hospital Care Visitors generally focuses on hospital treatment and emergency ambulance services.

Classic Care Visitors generally provides broader cover by including GP consultations, specialist visits, pathology, radiology and prescription medicines in addition to hospital benefits.

Are pre-existing medical conditions covered?

Benefits for pre-existing medical conditions are generally subject to waiting periods and policy conditions.

How do I compare Allianz Care with Bupa?

The easiest way is to compare both providers side by side, including cover, waiting periods, excess options and premiums before making your decision.

How quickly can I receive my policy certificate?

In most cases, your policy certificate is issued shortly after your purchase is completed, allowing you to keep evidence of your health insurance for your records or visa application.