HCF 600 Visitor Visa Health Insurance

HCF 600 Visitor Visa Health Insurance

HCF Health Insurance for Visitors – Overseas Visitor Health Cover (OHC)

HCF Australia: Overseas Visitor Health Cover (OVHC) for visa subclass 600, 601, and 870 etc.

HCF Australia – Visitor Health Cover for 600 Visa and 870 Visa

HCF Australia is one of Australia’s leading health insurers, offering comprehensive health insurance policies designed specifically for international visitors. Whether you are in Australia for work, study, a holiday, or visiting family, HCF’s 600 Visa health insurance plans provide access to quality healthcare without financial stress.

What is Overseas Visitor Health Cover (OVHC)?

Overseas Visitor Health Cover (OVHC) is mandatory for temporary visa holders in Australia. All temporary visa holders on visitor visa subclass 600, or applicants for work visas such as 485, 482, 417, 462, must have adequate health insurance that complies with the 8501 Visa Condition of the Australian Department of Home Affairs.

HCF Australia offers plans that cover a range of healthcare needs, from basic hospital care to full protection, including doctor visits, specialist consultations, and emergency services. Their plans cater to various visa types, such as 485, 417, 600, 601, and 651, giving peace of mind while in Australia.

Why Choose HCF Health Insurance for Parents Coming to Australia on Visitor Visa subclass 600 or 870 Sponsored Parent Visa?

HCF is a trusted Australian health insurer with decades of experience providing accessible healthcare for residents and visitors alike. Their visitor health cover ensures you have access to quality medical facilities, 24/7 support, and services tailored to your needs.

Who is Covered under an HCF Australia Overseas Visitor Health Cover (OVHC) Policy?

Visitors not eligible for Medicare (i.e., non-Australian or New Zealand citizens, or not from a country with a Reciprocal Health Agreement) face high medical costs in Australia.

HCF Australia OVHC provides flexible coverage options:

  • Single Policy: Coverage for the primary visa holder.
  • Dual Policy: Extends coverage to the primary visa holder and one adult spouse or de-facto partner.
  • Family Policy: Covers the primary visa holder, one adult spouse or de-facto partner, and dependent children under 18 years old.

Main Features of HCF Overseas Visitor Health Cover (OVHC)

24/7 Emergency Support

HCF provides round-the-clock assistance for medical emergencies. Their extensive network of healthcare providers ensures prompt and effective care whenever required.

Doctors On Demand / Telehealth Access

HCF visitor cover includes access to telehealth services, allowing you to consult qualified Australian doctors from the comfort of your home. Services are available depending on your chosen plan.

Find a Doctor Online

HCF’s online directory lets you locate nearby healthcare providers who bill HCF directly. Simply enter your postcode to find trusted medical professionals.

Overview of HCF Overseas Visitor Health Cover

Hospital Cover

HCF’s basic visitor plans cover hospital costs and emergency ambulance services. Mid and top-tier plans additionally cover:

  • Doctor consultations
  • Specialist visits
  • Diagnostic tests, including pathology and radiology

Ambulance Cover

Emergency ambulance transport is included in HCF OVHC policies, ensuring you receive immediate treatment when required.

Waiting Periods

Some services may have waiting periods:

  • Inpatient psychiatric, rehabilitation, and palliative care: 2 months
  • Pre-existing conditions: 12 months
  • Pregnancy-related services: 12 months

How to Make an OVHC Insurance Claim with HCF Australia

HCF makes claims easy via their online member portal. Ensure you have all necessary documents, and you can track the status of your claim online.

For assistance, contact HCF directly at 13 68 42 or email ovhc@hcf.com.au.

HCF Australia Policy Start and End Dates

Your HCF OVHC policy must cover your full stay in Australia, in line with visa condition 8501. The coverage should start on your arrival date and end on your departure date or visa expiry.

Compare and Purchase HCF Overseas Visitor Health Cover

Secure your health while visiting Australia by comparing HCF visitor health cover plans online. Receive your compliant policy certificate quickly and easily.

Our 600 Visa Insurance website services include:

  • Multilingual Support – Assistance in multiple languages for overseas visitors.
  • Excellent Customer Service – Guidance and support throughout your stay.
  • Clear Guidance – Easy-to-understand explanations of what is covered.

HCF Australia’s Product Disclosure Statement (PDS) provides full policy details:

GET HCF PDS

For claim instructions and policy guidance, visit:
https://www.hcf.com.au/visitors/how-to-claim

You can compare and purchase HCF OVHC plans directly at www.600visainsurance.com.au